Dunross Capital expands into South Carolina with new purchase of August at Southside

Dunross Capital Acquires 100 units in South Carolina

Even though the property was in the middle of the hurricane path it went through the weather without any damage. We will continue to expand on the coast"

— Michael Crow

PORT ROYAL, SOUTH CAROLINA, USA, November 11, 2019 /EINPresswire.com/ — Dunross Capital Expands into South Carolina with purchase of August at Southside

Dunross Capital, a NY headquarters firm with operations office in Atlanta, acquired the 100 unit property in October 2019. The property is well located work force housing for the Hilton Head and local community. Dunross plans to add amenities including an upgraded pool, new playground, bbq, lights and signs and also upgrade the unit interiors.

“ We are pleased to have this property in our portfolio and move into the local area with plans to expand. We recently closed on a property in Savannah and like the coastal region for its growth and strong ties to the military and tourism industry.,” stated Michael Crow , CEO of the company. “ Even though the property was in the middle of the hurricane path it went through the weather without any damage. We will continue to buy and expand in the coastal area” .

Dunross is changing the name to Oak Tree Village and will self manage the construction and property management.

For further information contact :
Michael Crow, CEO
917 338 5920 office
917 471 2151 cell

Michael Crow
Dunross Capital Inc
+1 917-338-5920
email us here

Source: EIN Presswire

Infinity Group Australia is revolutionizing the personal finance industry

graeme holm award winning mortgage  broker and author of best selling amazon book, money mentor

Award Winning Mortgage Broker – Graeme Holm

graeme holm award winning amazon author

amazon best selling author graeme holm

The multi-award winning company helps clients pay off their mortgages faster with stern accountability and education

Graeme, on the other hand, became increasingly passionate and wanted to help. He saw these buyers and families struggling, buried in debts and unable to make advances on their mortgage payments”

— Elissa Doyle

CRONULLA, NSW, AUSTRALIA, November 11, 2019 /EINPresswire.com/ — Across Australia, home owners and buyers are turning to Graeme Holm and his team at Infinity Group to help lower their mortgage payments and pay off their debts faster. Graeme spent over a decade working in finance and for a major 4 Australian Bank company, he saw first-hand how the system continues to work against the buyer, keeping them in debts that they cannot repay for long periods of time. He was disgruntled, but he knew that with education and taking responsibility, anyone can become “financially fit” and take control of their finances. His team works one-on-one with each client and makes every dollar count.

Growing up, Graeme noticed the stress that his family and friends’ families faced with finances and debt, particularly the inability to pay bills and their mortgage payments. He wanted to work in a field where he could make a significant difference and positive influence on people’s lives, and he knew he could do that in finance. He had a competitive nature and a strong passion for the industry.

Just a few years into his career, Graeme was working as a lending manager, where he made house calls to clients to help them learn how to take control of their finances. He would drive long distances – sometimes up to 250km, to sit with the clients, get personal, and hear about their needs. While doing this, Graeme began to notice that home buyers were taking out mortgages on houses, with little know-how on repaying loans and how the borrowing system could lead to borrowers paying thousands of dollars more than necessary over time. He was seeing clients who had taken out loans 6-8 years earlier, had yet to make payments on their principal and were only paying the interest on the loan, and in some instances their debts were now higher than the initial home purchase price. Graeme knew he had to help these clients, and many others in the same situation. For many lending managers, when hearing these stories all day and every day, you can become immune or take a stoic’s approach. Graeme, on the other hand, became increasingly passionate and wanted to help. He saw these buyers and families struggling, buried in debts and unable to make positive advances on their mortgage payments.

Graeme noticed that most home buyers were forced to buy a one-size-fits-all package for their mortgage, because that is the only option available through most banks and lending institutions. There is little regard for personal needs of each client. He knew there had to be a better way. He and his partner Rebecca Walker began to think differently about home loans and the rules around them. They wanted to challenge these perspectives, such as:

● Why are home loans for 30 years? Who chose that amount of time and why?
● Are customers just always encouraged to spend? And not save?
● Why do we, as humans, not set our own household budget that is more than our expenses?
● Why do banks have offsets accounts, where customers always have direct access to the funds?
● Why is it possible to have a credit card limit that is beyond the monthly net income for a household? Shouldn’t this be regulated to prevent more debts?
● Why does someone need a credit card that is beyond their income?

It was this thinking that lead Graeme and Rebecca to develop an innovative method of accountability to help clients achieve success. They started Infinity Group Australia, and what they created is now a multi-award winning model where clients have access to a personal budgeting specialist, who holds them accountable to manage their everyday spending habits. This specialist, or “personal financial trainer” creates a bespoke program for each client, focusing on stern discipline and dollar-for-dollar tracking.

The model at Infinity Group starts with each of the trainers getting to know their clients. Before doing anything else, there is a series of at least 2 to 3 consultations to know clients personally, about their family, payments, financial history, goals and struggles. They paint a clear picture of how they spend their money, and then work with the clients on a new regimen. The regimen is designed to be extremely personalised, with goals that are achievable, so that clients see results and success immediately, and they are motivated to stick with the program. Much like personal trainers for fitness, the Infinity personal finances trainers give one-on-one guidance and coaching to ensure clients’ success. Clients can easily track their progress, with detailed monthly reports, and regular check-ins with their trainers to answer any questions and discuss performance. Infinity gives clients access to the latest personal accounting software, such as FinTech or My Prosperity, to track their accounts, income and spending, asset values and taxes. Infinity is not only side-by-side with their clients every step of the way, but they also educate them on managing personal finance and forecasting for the future.

The goal of every program is for clients to make every dollar count and break their destructive spending habits. The Infinity Group trainers instill ‘tough love’ on clients, which is often what they need to make changes in their lifestyle. Humans are naturally inclined to spend, reacting on impulses. Money received is almost immediately spent. Likeways, consumers are encouraged to use credit, and this leads to spending more than what they earn, and interest charges on top of what was purchased. Graeme trains on a debit system instead, “if you can’t pay cash, then you’re not buying it!” Under the Infinity method, every dollar has a purpose and is accounted for. Purchases are declared wants or needs, and there is a clear difference between the two categories. Impulses are kept in check. Clients learn to manage and limit their monthly spending, to not go beyond what they earn, and to eliminate the urge to buy on credit.

Interested in having your own personal financial trainer? Contact Infinity Group Australia and see Graeme Holm reviews here www.graemeholm.com.au

Graeme Holm
Infinity Group Australia
1800 4634 6489
email us here
Visit us on social media:

Graeme Holm Client Reviews

Source: EIN Presswire

Trinity Florida Realtor® Kevin McCullough Is Making Dreams Happen For Veterans

Military Realtor

Kevin McCullough

Serving Veterans and Active Duty Members

Military Relocation Pro

KM Logo

Company Logo

They had been let down by other real estate agents and I was not going to let that happen. I have a lot of compassion for our Veterans.”

— Kevin S. McCullough

TRINITY, FLORIDA, USA, November 10, 2019 /EINPresswire.com/ — Kevin McCullough is the Broker/Owner of McCullough & Associates Realty, Inc. in Trinity, Florida. He is also a Certified Military Relocation Professional, which means that he is specifically trained to guide Veterans, eligible surviving spouses and Active-Duty Service Members on how to take advantage of the numerous housing benefits of the VA loan, awarded to those who serve and protect our Country.

Recently, Kevin received a call from a retired Marine and his wife, Mr. and Mrs. Jackson, who were under duress due to their landlord wanting to sell the house they were renting. They wanted to purchase a home utilizing their VA loan benefits, but could not find a realtor who understood their unique situation and challenges. They were in a race against time, with nowhere to go, when they were fortunate enough to meet Kevin McCullough. Within two weeks, Kevin was able to get them a nice home where they only had to pay $100.00 to move into a $160,000.00 home.
Kevin says, “I understood the stress they were under and I assured them that I would get them into a nice house quickly. I reached out to my lender, Frank Coto, who is the President of Lincoln Lending in Tampa, and we made it happen. I was able to show the appraiser the upgrades of the house and it appraised $10,000.00 higher than the contract price.”

Kevin got creative and was able to help them with their closing costs. He asked the listing agent if they could add an addendum to increase the purchase price by $3,000.00 and because they agreed to do so, it ended up covering all of his clients closing costs, except the $100.00. Kevin was elated that everyone worked together to make this happen for Mr. and Mrs. Jackson. He says, “This not only made the cost go down for my clients at the closing table, but they are now paying less money to own their home than they were while renting. I was also able to get them credit toward the down-payment and if that hadn’t happened, I was going to use my own commission to make sure they were able to buy the house.”

Bill Vogel, a friend and associate of Kevin’s said, “I wish there were more agents like Kevin. He went over and above what any other real estate agent would have done in this situation. He is a great American with high integrity and ethics. I’ve worked with him for years and he has a great staff of wonderful people who are professional and work together as a team. I appreciate that they will do anything and everything to get their clients into a nice home.”

Because of the level of stress and anxiety that Mr. and Mrs. Jackson were experiencing during this process, Kevin had to keep reassuring them that everything was going to be fine and that things were going to work out. He says, “They had been let down by other real estate agents and I was not going to let that happen. I have a lot of compassion for our Veterans. When I handed them the keys to their new home, they had tears in their eyes. They couldn’t thank me enough. But, in all honesty, it was my way of thanking them for their service. It’s the least I could do for a Veteran who has served our Country.”

For more information about Military Relocation Professional, Kevin McCullough, please visit these important websites:




Media Contact:
Kevin S. McCullough ~ Broker/Owner
McCullough & Associates Realty, Inc.
Office (727) 237-4940
Cell (727) 364-1359

Kevin S. McCullough
McCullough & Associates Realty, Inc.
+1 727-364-1359
email us here
Visit us on social media:


Source: EIN Presswire

HouseMaster Named a Top Franchise for Veterans by Franchise Business Review

Independent Research Data Shows Strong Majority of Veteran Franchise Owners Would Recommend Their Franchise to Others

SOMERVILLE, NJ, USA, November 8, 2019 /EINPresswire.com/ — HouseMaster was identified by independent research firm, Franchise Business Review, as being one of just 80 franchises to qualify for its 2019 Top Franchises for Veterans list.

HouseMaster, which celebrates its 40th anniversary of franchising this year, is known for its strong commitment to customer service. With more than 325 franchise areas across North America, HouseMaster holds a Net Promoter Score of 92 (a customer satisfaction ranking higher than Apple and Ritz-Carlton). Franchise Business Review has named HouseMaster a top franchise brand since 2009.

Military veterans receive 15 percent off the HouseMaster franchise fee and have access to newly announced HouseMaster in-house financing.

"We are dedicated to embracing military veterans in our system and supporting the growth of their franchise every step of the way," said Kathleen Kuhn, President and CEO of HouseMaster. "This recognition from Franchise Business Review validates all the support we pour into helping veterans turn their dreams into reality."

Here are some reflections from five of HouseMaster’s military veteran franchise owners on the value of owning a HouseMaster franchise:

● Andrey Barshay, HouseMaster serving Metro East (Southwest Illinois): Barshay spent 23 years in active duty with the Air Force until 2012. Upon retiring, he started exploring franchise opportunities, knowing he wanted to own a business. “When I sat down with HouseMaster, they really gave me that military team feeling,” Barshay said. “They were there to make sure everyone else is successful.” In seven years as a franchise owner, Barshay has embraced a super-focused HouseMaster home office supporting his growth. He has expanded with a team of inspectors and values Housemaster’s “business model, the culture and the organization — it’s like a family.”

● Tim Fisher, HouseMaster serving Stafford, Virginia: Fisher retired from the Army in 2015 as a Lieutenant Colonel after 28 years of service. Shortly thereafter, he decided he wanted to work for himself while maintaining the values of years spent in service to his country. “Being in the military, I learned the number one thing is always making sure you get the job done. You also need to be able to work independently to get things done quickly and effectively,” Fisher said. Those skills are helping Fisher grow his HouseMaster franchise. Currently, he is “getting ready to hire additional people” to provide more inspections in his service area.

● Scott Henschen, HouseMaster serving Dover, Delaware: Henschen spent more than 20 years in the Air Force, starting as a flight mechanic and later becoming a flight engineer. After retiring in 2014, Henschen was a systems expert for a major defense contractor before launching out on his own as a HouseMaster franchise owner. “I wanted an ownership role and to be able to succeed by my own work,” Henschen said. After doing his due diligence and shadowing a nearby HouseMaster owner in 2017, Henschen realized this was the right franchise for him. Henschen said his business continues to grow since launching a little less than two years ago. And, skills he learned in the Air Force help him as he expands his business. “The ability to adapt and deal with so many different personalities is crucial. I dealt with a lot of personalities in the Air Force too,” he said. “With my HouseMaster franchise, every buyer, every agent is a little different. Being able to adapt and meet their needs is important.”

● Daryl Hurst, HouseMaster serving Texas Hill Country: Hurst retired from the Marine Corps in 2014 after serving more than 20 years. He was deployed all around the world in over 25 countries in total. He spent 12 different years deployed, including a deployment in Iraq in 2003. After retiring, he spent three years as a school teacher. But he realized he was being driven to do something else. He wanted an opportunity where “success or failure is on me.” It led him to a franchise and ultimately HouseMaster. “In less than a year, the business has grown much faster than I could have anticipated,” Hurst said. As he builds his HouseMaster franchise, Hurst keeps in mind four points about military implementation that have become a kind of mantra for him: 1.) discipline; 2.) organization; 3.) planning; 4.) adapt and overcome.

● Joseph Welch, HouseMaster serving Raleigh, North Carolina: Welch spent three and a half years enlisted in the Army between 2000 and 2004. Afterward, he was in private security for a decade. But soon he and his wife had their first child, they realized he needed something more conventional, a business that would allow him to be home after hours. He looked at a handful of franchises and was drawn to HouseMaster. “You can make it as big as you want, or keep it more of an owner-operator model,” Welch said. “I liked the flexibility and growth opportunity with HouseMaster, along with its great track record.” Five years in, he has another inspector working with him and is looking to hire additional inspectors to keep up with demand.

Franchise Business Review, a market research firm that performs independent surveys of franchisee satisfaction, provides the only ranking of franchises based solely on actual franchisee satisfaction and performance. To identify the companies on the Veterans list, Franchise Business Review analyzed 18 months of data from over 25,000 franchise owners, of which just over 10% were veterans, representing over 250 brands regarding their overall satisfaction with their brands and their likelihood to recommend them to others. The most recent data shows that eight out of 10 veteran franchise owners who were surveyed would recommend their franchise company to another franchise candidate and indicate that they trust and respect their franchisor.

HouseMaster’s franchisees were surveyed on 33 benchmark questions about their experience and satisfaction regarding critical areas of their franchise systems, including training and support, operations, franchisor/franchisee relations, and financial opportunity.

“The reality is that very few of the thousands of franchise opportunities available today are rated highly by their franchise owners,” said Eric Stites, founder and CEO of Franchise Business Review. “That’s the whole reason we do what we do, and that is help prospective franchisees understand which franchises are the best opportunities, based on the actual performance and satisfaction of franchise owners. The 80 companies named in this year’s report received the highest ratings from the veterans who own them on our independent satisfaction survey.”

Visit http://FranchiseBusinessReview.com to see the full description of the 2019 Top Franchises for Veterans.


About HouseMaster

Founded in 1979 and Headquartered in Somerville, N.J., HouseMaster is the oldest and one of the largest home inspection companies in North America. With more than 325 franchised areas throughout the U.S. and Canada, HouseMaster is the most respected name in home inspections. For 40 years, HouseMaster has built upon a foundation of solid leadership and innovation with a continued focus on delivering the highest quality service experience to their customers and providing HouseMaster franchisees the tools and support necessary to do so. Each HouseMaster franchise is an independently owned and operated business. HouseMaster is a registered trademark of HM Services, LLC.

To learn about franchise opportunities, visit http://housemasterfranchise.com or call 866.743.9522.

About Franchise Business Review

Franchise Business Review (FBR) is the only independent market research firm that specializes in benchmarking franchisee satisfaction based exclusively on ratings and reviews from franchise owners. FBR publishes free and unbiased franchisee satisfaction research reports throughout the year online at http://www.FranchiseBusinessReview.com.

Bob Spoerl
Bear Icebox Communications Inc.
+1 773-453-2444
email us here

Source: EIN Presswire

Rudy L. Kusuma Home Selling Team Wins Certificate of Excellence From RE/MAX Corporate as the Number 1 Team in California

Los Angeles’s Your Home Sold Guaranteed was just named their #1 Team, year-to-date, in California.

ROSEMEAD, CALIFORNIA, UNITED STATES, November 8, 2019 /EINPresswire.com/ — Fueled by their unique selling propositions, Your Home Sold Guaranteed Realty has set a very hard pace to keep up with other more “traditional” real estate offices. This success has quickly built up serious momentum with Your Home Sold Guaranteed recently being singled out for the Certificate of Excellence from the Corporate Headquarters of RE/MAX as their Number One Team in California. With how competitive real estate can be in California, and greater Los Angeles in particular, where Your Home Sold Guaranteed is located, the certificate points to something very special.

“We have had faith in our unique selling propositions and we can see it paying off,” remarked Rudy Lira Kusuma, the CEO of Your Home Sold Guaranteed Realty. “Thank you to RE/MAX for recognizing us. It means a lot!”

According to Your Home Sold Guaranteed, some highlights of what sets them apart from the pack includes Having Buyers in Waiting, which is a big part of the puzzle; Selling Home for $15,000 more than the competition, on average; being able to sell homes three times faster than other offices, consistently; and even selling 20 times more homes than most agents – which has built real-world experience and great relationships, fast.

If you are thinking about buying or selling a home in Greater Los Angeles, reach out to Rudy Lira Kusuma and the team at 626-789-0159.

For more information be sure to visit http://yourhomesoldguaranteedinc.com.


+1 626-789-0159
email us here
Visit us on social media:

Source: EIN Presswire

Los Angeles’s Your Home Sold Guaranteed Realty Celebrates Receiving Best of Zillow Recognition

Your Home Sold Guaranteed has set the bar high for a young real estate office with both their innovative practices and high-level customer support. This has seen the office win the Best of Zillow Recognition for exemplary service and accomplishment.

LOS ANGELES, CALIFORNIA, UNITED STATES, November 8, 2019 /EINPresswire.com/ — When a client turns to a Los Angeles real estate company, they expect a certain level of professionalism and personalized support. In exciting news, Greater LA-based Your Home Sold Guaranteed Realty has exceeded all-around expectations while still a young company. Impossible to ignore, the office recently announced they have received the much sought after Best of Zillow award, which is given based on client reviews, and reserved for agents with a 90+ experience score.

“This is an amazing milestone,” commented a spokesperson from Your Home Sold Guaranteed Realty. “Everyone knows how important Zillow is and their level of integrity. So this recognition is a confirmation of our hard work doing things the right way is appreciated by the people who matter most – our clients!”

Your Home Sold Guaranteed Realty handles buying or selling residential and commercial properties of all sizes in the greater Los Angeles area. They are an award-winning real estate company servicing the Greater Los Angeles Metropolitan area, Inland Empire, Ventura County, and Orange County. Led by Rudy Lira Kusuma, the CEO of the company, Your Home Sold Guaranteed Realty always strive to give their best to serve their clients. The real estate firm also incorporates technology in their day to day operations and steers away from the traditional real estate industry norms.

Zillow is the leading real estate marketplace. The platform allows users to search millions of for-sale and rental listings, compare home values and connect with local professionals.

For anyone planning to make a move in the next 3-6 months or interested in joining the team, Your Home Sold Guaranteed Realty can be reached at 626-789-0159. Learn more about Your Home Sold Guaranteed at yourhomesoldguaranteedinc.com.


+1 626-789-0159
email us here
Visit us on social media:

Source: EIN Presswire

High-tech Agriculture Company with bioenergy plant: PROTECTED FROM AFRICAN SWINE FEVER (ASF)

The farm consist of agriculture land of appr.1.400ha, of which is 434 ha are oowned, 852 ha are rented on most fertile ground in region.

AGRICULTURE LAND; The farm consists of agriculture land of approximately 1.400 ha, of which 434 ha are owned, 952 ha are rented on most fertile ground in region


BIOENERGY PLANT; Total capacity is 1 MW/h x 24h x 365 days = 8.760.000 KW/h x 0,175 €/KW = 1.511.000 €. Electricity purchase agreement, signed with EPS for period of 12-years

Total capacity of 700 sows and 20.000 growers. It is one of the highest-quality farms in this part of Europe. It has the status of „nucleus“ farm.

TOTALLY PROTECTED PIG FARM FROM ASF; Total capacity of 700 sows and 20.000 growers. It is one of the highest-quality farms in this part of Europe. It has the status of „nucleus“ farm.

WHAT ARE THE SECURUTY MEASURES? The company built two walls, which separate the farm from the outland. The company also provides a lifeguard of stock

Excellent and safe opportunity to invest in the best High-tech Agriculture Company with bioenergy plant in the region. 2000 Beef Cattle, 20000 growers, 1MW/h electricity, 1500 HA land”

— Mr. Ales Weiksler

VOJVODINA, SERBIA, November 8, 2019 /EINPresswire.com/ — About a quarter of the global pig population is expected to die as a result of an epidemic of African swine fever (ASF), according to the intergovernmental organization responsible for coordinating animal disease control.
European pork prices have reached a six-year high.

As the World Organization for Animal Health warns, the disease has triggered a global crisis and a quarter of the pig population is dying of African swine fever. However, there is an interesting farm which has not been affected by the disease.

What measures have they taken to protect the farm? The company built two walls that limit the space between the inside and outside of the farm. The company also provides a lifeguard.

Since its founding in 1946, investments have constantly been made in its development, especially in the field of technology innovations and self-system development. The estate consists of 4 separate segments: Cattle farm, Pig farm, Chicken farm, and Bioenergy plant.

All production facilities are privately owned and combine an area of 40 to 43 ha of construction land with farms and other company facilities. The farms are designed according to the highest ecological standards and are best organized and ecologically cleanest farms in this part of Europe.

Cattle farm is built according to the latest agriculture technology standards in this field. It has dredged silos and the total capacity of 1600 – 2000 beef cattle, which includes the following breeds: Badger blue, Simmental, Chorolais, Lindsay.

Pig farm has a capacity of 700 sows and 20.000 growers. It is one of the highest quality pig farms in this part of Europe. It has a status of the “NUKLEUS” farm, being a farm for production of gilts for further production.

Chicken farm is fully equipped with the state-of-the-art agreement and has a capacity of 175.000 broilers in one cycle, 6 cycles per year, which is approximately 2.500.000 kg of broilers per year.

Bioenergy plant is the segment of our farm of which we are extremely proud. The capacity of the production of biological plant, which has been put in operation, is
1 MW/h*24h*365 days per year, which equals 8.760.000 KW/h x 0,175 €/KW = 1.511.000 €. Electricity purchase agreement is signed with EPS for period of 12 years.

PRESENTS SITUATION of the company:
Company has active long-term contracts with buyers for cattle, pigs and broilers;
12 years contract for electricity with EPS, first invoice was issued in June 2019;
Cogeneration with hot water for the whole farm (cost reduction).

FUTURE POTENTIAL of the company:
100 ha of sour cherry first harvest in 2021;
Packaging and selling of 10.000 t fertilizer;
Possible increase of bioenergy plant to 1,5 MW (all documentation is ready);
Increase of rented agriculture land to 1.500 ha trough state decree of Serbia for animal husbandry;
1.400 ha of cultivated land with active contracts for whole crop (290 ha with latest flood system);
Latest technology agriculture equipment in book value of 2,5 mio €.

Please contact us, too get more information and to appoint the inspection date of this high-tech agriculture company with bioenergy plant.

Ales Weiksler
Netbid GmbH
+386 40 515 140
email us here

The farms are designed and build according to the highest ecology and technology standards in this field, and are best organized.

Source: EIN Presswire

Appliances Connection is Giving Away a Luxury Refrigeration Unit from XO Appliances

Appliances Connection 2019 Black Friday XO Giveaway

Appliances Connection 2019 Black Friday XO Giveaway

Appliances Connection 2019 Black Friday XO Giveaway: XOU15BCGS Beverage Center

Appliances Connection 2019 Black Friday XO Giveaway: XOU15BCGS Beverage Center

Appliances Connection 2019 Black Friday XO Giveaway: XOU15WGS Wine Cooler

Appliances Connection 2019 Black Friday XO Giveaway: XOU15WGS Wine Cooler

The giveaways continue during Appliances Connection's 2019 Black Friday event! One lucky person will win a refrigeration unit from luxury brand, XO Appliances.

BROOKLYN, NY, USA, November 8, 2019 /EINPresswire.com/ — The Appliances Connection 2019 Black Friday event continues throughout November. So too do our giveaways. We’ll start accepting entries for our second go ‘round one on 8 November. One lucky winner will have a choice between two refrigeration units from luxury brand, XO. On offer is a 15-inch wide, 34-inch tall beverage center [XOU15BCGS] or a wine cooler [XOU15WGS] with the same dimensions.

Holiday season is upon us and that means entertaining family and friends. A soiree isn’t complete without everyone’s favorite drinks on hand. Are all your guests wine connoisseurs? The XO wine cooler is exactly what you need. It has a capacity for up to 34 standard bottles. Intuitive touch panel controls let you precisely set the temperature from 41 degrees F for Gewürztraminers or sauvignon blancs to 64 degrees F for syrahs or pinot noirs (Well, you want it a bit cooler for the last one.). UV blocking low-e glass and vibration dampening will prevent any detrimental side effects from sunlight or unfit sedimentation. Full telescoping racks provide easy access.

Is your gathering an all-ages affair? As previously mentioned, the giveaway winner also has the choice of a beverage center. Its three levels are extremely spacious with room enough for up to 66 12 oz cans. However, the upper two shelves are adjustable to 15 different positions and can accommodate items of any height. For guests still in the mood for a more adult beverage, the center comes with a wine cradle for three standard bottles. If you need to store something like a charcuterie plate, the beverage center features XO’s proprietary XActive Circulation which removes odors from the interior.

Both the XO beverage center and wine cooler can be installed as freestanding or built-in units. For the purpose of the latter installation option, they have zero clearance hinges so they can sit flush with surrounding cabinetry. The units’ contents are displayed with dramatic LED lighting that can be switched from Theater White to Midnight Blue to Honey Amber.

Enter now to win one of these well-appointed units from XO. It’s simple. Just follow these steps:

1. Like the giveaway post on Instagram.

2. Follow @appliancesconnection and @xoappliance on Instagram.

3. Share the giveaway post on Instagram and tag @appliancesconnection

For a bonus entry, comment on the Instagram giveaway post telling us whether you would choose the beverage center or wine cooler (Only one bonus entry per contestant).

Some finer points:

Contest ends on Wednesday 11/14/19 at 09:00 am EST, after which no further entries will be accepted.

The winner will be announced via Instagram on Wednesday 11/14/19 at 12:00 pm EST.


Eligible entrants must be US residents aged 18 years or older. Individuals who have won an Appliances Connection giveaway are not eligible to enter another for a period of six months after they receive their prize. Appliances Connection employees and any individual related to an Appliances Connection employee are not permitted to participate in this giveaway.

Per Instagram rules, this promotion is in no way administered, sponsored, or otherwise associated with Instagram, Inc. By entering, entrants confirm that they are 13+ years of age, release Instagram of responsibility, and agree to Instagram’s terms of use.

Michael Vivar
Appliances Connection
+1 800-299-9470
email us here
Visit us on social media:

Source: EIN Presswire

Wartburg Appoints Robert Ranieri as new Chair of the Home Board of Directors

Robert Ranieri

MT. VERNON, NEW YORK, USA, November 7, 2019 /EINPresswire.com/ — Wartburg Names New Chair of Home Board of Directors

Mount Vernon, NY, November 7, 2019 – Wartburg, a premier senior residential and healthcare provider in lower Westchester County, announced the appointment of Mr. Robert Ranieri as the new Chair of the Wartburg Home Board of Directors, replacing Rev. Amandus J. Derr, who was recently named Chair Emeritus.

Robert has been a member of the Wartburg Home Board since 2014. With over 30 years of experience in commercial real estate finance, he recently served as the Chair of Wartburg’s Real Estate and Infrastructure Committee. In 2014, Wartburg’s Rehabilitation and Adult Day Care Center became the first health care facility in Mount Vernon to gain Leadership in Energy & Environmental Design (LEED) certification, immediately followed by the same certification for its Friedrich Affordable Housing, which was the first new construction building in Mount Vernon to become LEED certified. This certification signifies that a building is exemplary in conserving energy, lowering operating costs and being healthy for occupants. Wartburg was also recently awarded the Green Business Partnership Award through the Green Business Partnership (GBP) and Westchester Business Council, making Wartburg the first long term care facility to receive this certification in Westchester County. GBP recognized Wartburg for demonstrating “extensive accomplishments across all program areas: organization commitment, energy, waste management, transportation, land use and water” and for “going above and beyond in their commitment to environmental sustainability and corporate citizenship.”

“We are moving into a new phase of organizational repositioning, and I am looking forward to working with Robert as we look ahead,” said Dr. David Gentner, President and CEO of Wartburg. “Robert’s successful business acumen and on-the-ground real estate transaction experience, combined with his passion for senior care and housing, will bring tremendous value to Wartburg, and by extension to seniors needing care and housing in our primary market area.”

“I am honored to be named the new Chair of the Wartburg Home Board,” said Robert. “I see firsthand the care and service it provides its residents as my Mother currently resides there.”

Robert currently serves as senior vice president/managing director of NorthMarq’s Greater Westchester NY/CT based regional office. He assists in the development of new clients and financing opportunities for all NorthMarq’s investors. Over the past 25 years Robert has developed a strong relationship with Freddie Mac and is regarded as a multifamily financing expert.

Robert joined NorthMarq in 2003 when the company acquired the mortgage banking division of Legg Mason Real Estate Services, where he was employed since 1987. He currently is a member of the Young Mortgage Bankers Association, New Jersey Apartment Association, Connecticut Apartment Association, Hudson Gateway Association of Realtors, Westchester Business Council, Yonkers Chamber of Commerce, Mortgage Bankers Association of New York and the Real Estate Finance Association of Connecticut and has served on Freddie Mac Production, Servicing and Technology Advisory Councils.

Robert holds a Bachelor’s Degree in Political Science from Fordham University and a Master’s Degree in Finance from Pace University. He is a licensed real estate broker in the states of New York and Connecticut.

Wartburg, located in Westchester County, NY, offers integrated, comprehensive senior residential and healthcare services. Unlike conventional retirement communities, Wartburg provides a wide range of services to both residents living on their beautiful 34-acre campus and people in their own homes. From independent, assisted living and award-winning nursing home care to inpatient/outpatient rehabilitation, home care and adult day care services, their continuing care approach has earned them a trusted reputation in Westchester. Wartburg also provides caregiver support at every stage with an array of options to find the level of care that considers the whole family. Wartburg was named one of the "Best Nursing Homes in New York State" by U.S. News & World Report for the ninth consecutive year in 2019.

Angela Ciminello
+1 914-513-5179
email us here
Visit us on social media:

Source: EIN Presswire

Financial Fitness Is The Key For Lowering Mortgage Payments

graeme holm award winning mortgage  broker and author of best selling amazon book, money mentor

graeme holm award winning broker

amazon best selling author graeme holm and CEO of Infinity Group

amazon best selling author graeme holm

Infinity Group Australia offers personal financial trainers for discipline, breaking bad habits, and achieving results

Infinity CEO Graeme Holm has worked in financial services for more than 17 years, and has earned multiple accreditations across the fields of finance, real estate and financial planning.”

— Elissa Doyle

CRONULLA, NSW, AUSTRALIA, November 7, 2019 /EINPresswire.com/ — Personal trainers are hired by clients who are serious about making changes to their lifestyle and are dedicated to reaching their goals. This is through strict personalised regimens, and when it comes to fitness, it is a combination of regular exercise sessions, healthy diet and routines, as well as breaking bad habits.

Just like personal fitness training, this same personalisation and accountability can be applied to finances. Infinity Group Australia is a team of personal finance trainers who help their clients learn discipline and techniques to lower their mortgage payments. Infinity CEO Graeme Holm has worked in financial services for more than 17 years, and has earned multiple accreditations across the fields of finance, real estate and financial planning. He has seen first-hand what happens to borrowers with poor financial planning and limited access to services. Often times, families are pressured into a one-size-fits-all program, because that is all that is offered from standard financial institutions. It was all-too-common that he witnessed clients who took out mortgages and after six to eight years, they had still not reduced their principle and were paying more than the original loan.

After working for nearly a decade within a major 4 Australian Bank, watching clients struggle with their debts and mortgages, Graeme was frustrated and passionate about finding solutions. He was spending his entire work work interviewing families who were buried under debts or enduring some type of financial struggle. Most financial advisors become immune to these conversations, as they seem to be the status quo. Graeme, on the other hand, became increasingly driven – almost to the point of obsession – to wanting to help people take control of their finances. He was inspired to start Infinity Group Australia, to provide a better option for home buyers.

At Infinity, Grame and his partner Rebecca Walker took an innovative method where client-focused accountability and responsibility over budget and expenditures would ensure clients success. They provide a bespoke approach with personalised trainers for finance. Every borrower is different, with varying access to cash flow and goals for homes or investment properties. The only items that are constant across the Infinity programs are the emphasis on razor-sharp discipline and accountability.

The very first step in working with the personal financial trainers at Infinity Group, is getting to know their clients on a personal level. This is through a series of consultations to learn about their financial struggles, payments, and history and to paint a clear picture of how they spend their money. They then work with the potential client on a plan and a new regimen that is suitable for their needs and budget. Getting to this point requires at least 2-3 consultation sessions, so the plans that are created are extremely personalised and goals are achievable.

Most importantly, they strive to make every dollar count and cut discretionary spending.This level of accountability, and oftentimes ‘tough love’ is what many clients need to change their destructive spending habits. By nature, human beings are impulsive and will spend money as they receive it. As Graeme advises, “If you can’t pay cash, then you’re not buying it!” At Infinity, they coach clients that every dollar has a purpose, and there is a clear difference between a want and a need. Infinity helps clients keep impulses in check. The discipline and focus on cash in hand, dollar by dollar, keeps clients within their limits of monthly spending and not building up credit card debt and costly interest charges.

For Graeme and the team at Infinity, this side-by-side coaching is vital for clients. Whereas most mortgage brokers will settle the first deal and then do a few annual check-ins or phone calls. Infinity’s personal trainers take a unique approach, with detailed monthly reports and are on-hand for regular, often weekly, conversations on progress and performance. Clients are responsible to be hands-on with their finances and spending and they are held accountable. They are given 24/7 access to the latest budget management software such as My Prosperity and Fintech, allowing both sides to monitor account balances, asset values, cash flows and taxes. Infinity’s approach gives clients the education they need to be aware of their financial position and to forecast for their future.

Graeme reports that clients are seeing outstanding results within the first 90 days, creating the ability to repay more principal within the first 3 months, than they had during the entire 12 months with the previous bank loan. In August 2018, Infinity reported that clients reduced mortgages by more than $560,0000 in just 30 days, with 11 new clients who were able to repay more than $10,000 of their principal in one month. By contrast, most Australian borrowers will reduce their principal by $10,000 over a year.

Graeme and Rebecca know that their approach to finances and home loans is unconventional. When they started Infinity, they knew they were challenging the standards, these beliefs that widely-accepted as normal in the finance industry. It’s these perspectives that Graeme wanted to question and provide alternatives, such as
● Why is a standard home loan over 30 years? Why is it not less?
● What is the need for offsets accounts, when consumers have direct access to the funds and by human nature, spend all the money they can access? Who is benefitting? Is it the consumer or is it the banks that are encouraging us to spend?
● Why should anyone have a credit card limit that is beyond their household monthly net income?
● Why are consumers not educated and encouraged to set a household budget beyond their fixed expenses?

With the above points and an antiquated lending system, only offering borrowers one brand of product, oblivious to the customers’ circumstances, Graeme could see that drastic changes were needed. He explored alternatives for borrowers, knowing it would lead them to breaking away from the major 4 Australian Banks.

Interested in having your own personal financial trainer? Contact Infinity Group Australia and see Graeme Holm Reviews here www.meetgraemeholm.com.au

Graeme Holm
Infinity Group Australia
1800 4634 6489
email us here
Visit us on social media:

Graeme Holm Client Reviews

Source: EIN Presswire